Hurricane Irma Property Damage Insurance Claims Lawyer

Denied, Delayed or Underpaid Hurricane Claim?

If you believe your insurance company is not paying you what you deserve, or that you are being treated unfairly, call us at 1-800-299-8878.

If you are having difficulty dealing with the insurance company after Hurricane Irma, Philip DeBerard, Injury Attorney is ready to help you. For more than three decades, we have been fighting for justice and compensation for our clients throughout South Florida and the Treasure Coast. We want to fight for you, too.

After Hurricane Irma: Facing the Aftermath

After Hurricane Irma, filing a first-party insurance claim for hurricane damage is one of the most important things you can do. To file an insurance claim, follow these steps:

• List all damaged property: Make an inventory of your properties and belongings. Note which ones were damaged by the storm and the value of those items. Take photos or videos of the damage in its state right after the storm to help prove your claim.
• Review your insurance policy: Check the scope of your coverage to determine if hurricanes are indeed covered by your policy. If so, determine what your deductible is, the procedures to make a claim, and the time limit you have to file a claim.
• Call your insurance company: Immediately call your insurance representative to notify them that you are filing a claim for damages. Remember that insurance representatives and adjusters work for the insurance company and not for you.
• Mitigate your damages: While you must preserve all the evidence you can, you must take the necessary steps to prevent any other avoidable losses. For instance, move any water damaged items and clean up any moisture and water inside your home to avoid getting mold. Before doing so, however, advise your insurance representative or adjuster that you will be taking these precautions to ensure that doing so will not affect the value of your claim.
• Avoid moving on too quickly: Refrain from discarding damaged property or making any extensive repairs until after the insurance adjuster has paid you a visit. What the insurance adjuster sees could greatly affect your claim.
• Submit your claim: File an insurance claim as accurately and quickly as you can. Insurance companies tend to work on a first-come, first-served basis.
• Document everything: Throughout the course of filing a claim, take note of everybody you’ve communicated with from the insurance company and what was discussed. Documenting any phone calls, letters, and emails will allow you to easily keep track of what steps were and were not taken.

Disputes with Insurance Companies

After dealing with a catastrophe such as Hurricane Irma, people often take comfort in knowing that their insurance policy will cover the damage sustained and help them to start over.

Unfortunately, too many innocent policyholders are unaware that insurance companies will take great lengths to protect their own financial interests. Some of the more common strategies of these insurance companies include deliberately delaying payouts, undervaluing or denying valid claims for coverage, or even using complex or ambiguous language to deceive or confuse homeowners.

If after Hurricane Irma, your insurance company fails to provide you with the compensation you need and deserve, the Florida hurricane damage lawyers at Philip DeBerard, Injury Attorney will aggressively advocate on your behalf and see to it that you are rightfully compensated.

Call Us Toll-Free at 1-800-299-8878 For a Free Case Evaluation.